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Mediclaim for Senior Citizens

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Special mediclaim policy for senior citizens is specially designed to cater the needs of senior citizens. It covers all hospitalization and domiciliary hospitalization expenses for illness and disease. It includes expenses for doctors fees, hospital charge, anesthetist, nursing expenses, blood, cost of medicine, drugs, oxygen, surgical appliances, etc.

This mediclaim policy is generally issued to peoples between the age of 60 to 80 years. It provides the benefits of cumulative bonus, no claim bonus, cashless service and also tax benefit is consider on insurance premium under section 80D of the income tax act.

There are 3 public & 2 private sector general insurance companies offering these policies-

  1. national insurance Company (Varishta-Mediclaim for senior citizens)
  2. new india insurance Company (Mediclaim for senior citizens)
  3. oriental insurance Company (Senior Citizen Specified Disease Insurance)
  4. star health & Allied Insurance (Red Carpet Health Insurance)

And Bajaj Allianz general insurance Company also offer ‘Silver Health‘ product for senior citizens.

Interested in Mediclaim? Apply Now!