Expanding Mediclaim Is Healthy Decision
A new and more forward-looking phase is beginning in the field of medical insurance with the offer by some companies to include ayurveda, unani, homoeopathy and naturopathy in their coverage of patients. This departure from the customary focus only on allopathy as the form of treatment for which medical cover can be given is a welcome development. This is an acknowledgement of the fact that more and more people worldwide are turning to the traditional and non-invasive forms of healthcare.
One reason why patients rely on them is to escape from the side-effects of allopathy as a result of powerful drugs, which can have a debilitating impact, as well as surgical procedures, which are dicey in the case of the elderly. Yet, such patients were denied the facility of insurance protection apparently because of an ingrained bias against traditional medicine, which were not considered ‘advanced’ or scientific enough. Now that the coverage is being extended to policy-holders under the umbrella of complementary and alternative medicines, there will be satisfaction for those who depend on traditional treatment. Considering the name which India has earned for the so-called medical tourism, it is possible that in addition to those coming here for allopathic treatment and surgery, there will also be others who will be attracted by the availability of other, no less effective forms of treatment. Since ayurveda is the most preferred form among the alternative systems, hospitalisation will also be covered under the mediclaim projects for those opting for it. Apart from group policies, individuals will also be covered. The arrival of insurance for these systems will also mean that their medicines will become more standardised.
Source: expressbuzz.com
In today’s fast paced life, you have to juggle between home and work consistently. First and foremost the mediclaim policy offers you a chance to get your medical expenses covered under a policy. Thus it takes care of the hospitalization fees.
latest 2011 revised star health mediclaim policy for 60years and above
Significant developments are happening in the Health insurance sector in India. health insurance portability, enabling individuals with health insurance policies of non-life companies to switch companies, came into effect from 1 October 2011. IRDA expects this to result in better products and services for policy-holders. Just like is the case with Mobile Number Portability, a policy-holder can switch over to a new insurer if he is dissatisfied with the existing company, taking along his no-claim bonuses and track records. However, to be eligible for portability, he should have held the policy for a minimum of one year. Interesting to see how the market will span out in near future.
Insuranceallocations.com provides you with several quotes on the different policies that are available in INDIA. You the pick the company and we provide you with the rates
http://www.insuranceallocations.com
Yes,senior citizens must the first and most respected citizen of any nation.
Their medical problems need not always be addressed with hospitalization or surgical interventions but simple but effective non- allopathic solutions like Ayurveda/Homeopathy/Unani or any other form of alternative therapy can be the best option because of factors like physically unfit fr surgery and so on in old age .
Hence it becomes all the more essential that our country of ancient health care systems like AYURVEDA should standardize soon these practices in order to boost trustworthiness and faith of people.
It is high time our health care policy makers take right steps needed in this matter of national importance.
Significant developments are happening in the Health insurance sector in India. health insurance portability, enabling individuals with health insurance policies of non-life companies to switch companies, came into effect from 1 October 2011. IRDA expects this to result in better products and services for policy-holders. Just like is the case with Mobile Number Portability, a policy-holder can switch over to a new insurer if he is dissatisfied with the existing company, taking along his no-claim bonuses and track records. However, to be eligible for portability, he should have held the policy for a minimum of one year. Interesting to see how the market will span out in near future.
+1
Well said, expanding mediclaim is a healthy dicision. There are quite a few insurance companies in india provides health insurance plans with additional benefits. I was searching for such plan and found Future Generali’s health suraksha plan. Its interesting since they are providing loads of benefits in addition.
People are now getting inclined towards the health insurance which covers all kind of treatments.