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Apollo Munich Mediclaim Policy
Purchasing mediclaim from Apollo Munich can be a best decision in terms of features and benefits. Apollo Munich mediclaim policies available for individuals and families at very affordable rates. These plans comes in three variants such as Standard, Exclusive and Premium depending on the premium and benefits offered under the plan. The minimum sum insured is Rs.1Lakh and maximum is Rs.10Lakh. Standard Plan is a most affordable plan which exclusively starts at Rs.3 per day.
These policies cover insured for in-patient hospitalization expenses such as room rent, boarding expenses, doctor/surgeon/specialist fees, nursing care, operation theater charges, ICU charges, cost of medicines and drugs, blood, oxygen, diagnostic expenses, surgical appliances, pacemaker, etc. The coverage is also provided for pre and post hospitalization, day care procedures, domiciliary treatment, organ donors expenses, etc. Additional cover for critical illness is offered under Exclusive and Premium Plan.
Another expenses such as daily cash for accompanying an insured child, maternity expenses, outpatient dental treatment, spectacles, contact lenses, hearing aid, etc.
Cost of health check ups are covered up to 1% of sum insured, subject to a maximum of Rs.5,000/- per insured person and provided only once at the end of a block of every continuous three claim free years. Optional cover is also offered on payment of additional premium.
Cashless claim hospitalization service is provided at over more than 4200 network hospitals across India, including the 42 Apollo Hospitals.